Wednesday, October 28, 2009

Topdot Mortgage offers FHA Programs

FHA Loan Program

FHA (Federal Housing Administration) direct loans offer affordable low rates loans to customers because these are insured and regulated by the government. FHA loans carry low interest rates on fixed terms and there are no prepayment penalties. The FHA loan program allows attractive financing options to clients who are unable to get loan from any reputed nationalized bank or fall short of conforming or subprime guidelines. These loans have a true common sense approach to underwriting whether it is credit score, credit depth, equity, assets, or even disposable income.

Innovative FHA Programs by Topdot Mortgage

Topdot Mortgage has recently added FHA programs to its wide range of products to help borrowers finance homes who are not able to get finance due to either bad credit history or a recent bankruptcy. The innovative FHA program started by Topdot Mortgage offers much lower interest rates than loan programs of most other companies.This loan program is opposite to the predatory lending as seen recently in these recession times.The FHA loan program by Topdot Mortgage is the perfect solution to help achieve the dream of purchasing a home or of refinancing a home.

Topdot Mortgage - Leader in Home Financing Loans

Topdot Mortgage, based in Jericho New York is one of the nation's fastest growing mortgage lenders in the United States. The company is increasing its span around the country; it currently has 12 branch offices and is licensed to work in 35 states. This leading national mortgage bank has funded more than $2.5 billion in mortgages annually including residential, commercial, and construction loan for its clients. You can get customized loan solution that is specific to your loan requirements at this reputed organization. The company has staff of more than 650 employees nationwide and uses a client-centric philosophy that sets Topdot Mortgage apart from its industry peers.

In order to get more information about FHA program of Topdot Mortgage, please browse through http://www.topdot.com

Tuesday, October 27, 2009

Topdot provides Reverse Mortgage for Senior Citizens

Reverse Mortgage

A reverse mortgage loan is a type of loan that can be availed by senior citizens of 62 or more years to tap the equity in their home to receive payment, either as a line of credit, a monthly stipend, or as a lump sum amount. The amount that a senior person gets depends on the home equity. The amount can be availed in lump sum or multiple payments, depending on the requirement of the home owner. This type of loan is especially designed for older homeowners to help them to lead a better life in a better way by getting some extra money during their retirement years. Topdot Mortgage is one of the leading nationalized mortgage banks that have been making it simpler and beneficial for older people to gain the advantages of reverse mortgage.

Reverse Mortgage by Topdot

Reverse mortgage loans by Topdot Mortgage are more advantageous as compared to others. The firm has always worked for the benefits of the clients and is famous for providing personalized loan solutions to its clients. Topdot Mortgage has professional consultants who help senior citizens by providing them professional guidance at every step possible. These consultants help the citizens receive cash, a tax-free monthly income, and/or credit line by tapping the equity in their home with a reverse mortgage. There are number of other advantages that a senior citizen can avail in form of reverse mortgage from Topdot Mortgage. When you apply to reverse mortgage from Topdot Mortgage they also help you paying off your existing mortgage, pay for your health care and other bills, make home improvements, and can even make travel arrangements for you.

With reverse mortgage loans from Topdot Mortgage senior citizens can live the retirement life they have always dreamed of. You can also call at Topdot Mortgage's toll free number1-800-408-6100 to get information on reverse mortgage and other type of mortgage loans that the firm offers. To know more about Topdot Mortgage and types of loans the firm offers, please visit http://www.topdot.com

Excellent Mortgage Refinancing Program by Topdot

Mortgage Refinancing Program

Mortgage refinancing refers to refinancing where in an existing debt obligation of the borrower is replaced with a debt obligation bearing different terms. This mortgage refinancing plan has several benefits for the end customer; it helps in saving his money, increasing his cash flow, securing low interests rates, obtaining loan consolidation, and also reducing the term of previous mortgages. There are several loan companies offering low stress mortgage loans programs to their customers. Topdot.com is one of the most comprehensive sites providing complete mortgage refinancing program.

Topdot - Leading National Mortgage Bank

Topdot.com is the best place for all your mortgage refinancing needs. This leading national mortgage bank helps you in securing low interests refinancing loans, lowering your monthly programs, and thus getting rid of those unnecessary payments. You can rely on Topdot Mortgage to provide you with every minute detail that you need to know about refinancing, home loans, home equity loans, mortgage rates, and educate you on mortgages and mortgage process in getting the best deal. From a small mortgage broker in 1995, Topdot today has been transformed into one of nation's leading full service, privately owned mortgage lenders.

FHA Loan Program by Topdot

Topdot has wide variety of loans programs to fit every individual borrower's loan needs and requirements. In today's market situation, when most homeowners are finding it difficult to refinance their loans, this loan specialist has funded more than $2.5 billion in residential, commercial, and construction loans annually. Topdot works directly with the FHA (Federal Housing Authority) to offer best mortgage refinancing program to its clients. Topdot's FHA loans are the most popular loan segments in the market as they offer loan programs to people who have trouble making their monthly payments due to adjustable rates, family illness, or any other similar factors that cannot be controlled.

In order to get more information regarding best mortgage refinancing program, please browse through http://www.topdot.com

Tuesday, October 13, 2009

Topdot Mortgage is a Leading Mortgage Lender

Topdot is a National Mortgage Bank

Topdot Mortgage is a leading,national mortgage bank in the United States. The company was founded in 1995 as a broker and soon was transformed into a full service, private owned mortgage lender. Today, Topdot Mortgage has branches in 11 locations and is licensed to operate in 36 US states. Topdot Mortgage is also proud to be associated with Federal Housing Authority (FHA). After association with FHA the firm was able to offer government insured and sponsored loan products for homeowners who have past troubles due to uncontrollable factors including family illness, and other issues. This association turned out to be a biggest asset for Topdot Mortgage.

Topdot is one of the Best Loan Providers

Topdot Mortgage has been providing low cost and affordable mortgage loans to its customers for home loans refinancing, debt consolidation programs,and reverse mortgages within the mortgage industry. Topdot Mortgage is being considered as one of the best loan providers because it offers personalized loan solutions to its clients. At Topdot Mortgage we understand that each and very client is different and thus has different needs. Therefore, we have experienced Mortgage Specialists who spend lots of time understanding the customers unique needs, his loan requirements, financial conditions, etc. and then come up with a loan program that suits all their needs the best. With the help of mortgage loans that the firm has been offering,it has been successful in changing the lives of people for the better.

Quality Services of Topdot

Topdot Mortgage is best known for the quality service,low interest rates and stress free loans that it provides to its customers. The firm has always been providing personalized loan solutions in a friendly and straightforward way to its clients. You can also contact its mortgage specialists by contacting at Topdot Mortgage’s toll free number 1-800-408-6100. In order to obtain more information regarding Topdot Mortgage, and the low interest rates and quality service that the company offers please browse through http://www.topdot.com

Topdot Specializes in The Mortgage Process

Get a Home Loan Now

If you are looking for buying a new home, refinancing a home loan, or consolidating high interests'debts, there has never been a better time to get a mortgage loan than today. In the current times,although the home prices are in the process of stabilizing, the home interest rates are at their lowest. Therefore, you can easily get affordable, low interest loans from any mortgage loan bank and other mortgage lenders in the market. Topdot, a national mortgage bank based in Jericho, New York is one such top rated mortgage lending institution.

Mortgage Specialists of Topdot

Topdot is a top rated national mortgage bank;Topdot Mortgage believes that financing your home does not have to be hard, so it takes the fear and confusion out of the whole mortgage process. The specialists of Topdot Mortgage are adept at handling the whole mortgage process. The mortgage specialists offer advice and guide the customers on the various mortgage options available with them and help them in finding a suitable loan. They provide all the necessary guidance to their customers and make them feel comfortable.You can choose the right mortgage for you depending on your personal lifestyle and situation. Topdot's website provides additional advantages to its clients by providing them the facility to chat with its mortgage specialists. There is also an employee directory on Topdot.com in case any customer wants to choose a particular mortgage specialist or wants to know the name of any specialist.

Topdot Mortgage is a Leader

Topdot Mortgage is a breed apart from its competitors and works on the value of hard work and discipline. It is aware that most of the people don't know the first thing about what kind of mortgage is right for them and how to get about applying it. Therefore Topdot provides straightforward, stress free loans to its customers that make sense for the borrowers. Topdot Mortgage is your complete mortgage solution; it has funded more than $1.5billion in residential mortgages annually.

Topdot looks at mortgages from an entirely new perspective, and is a single point of contact for all your mortgage loans, and mortgage related queries. To know more about Topdot Mortgage, please visit http://www.topdot.com

Topdot Mortgage offers Low Interest Rates

Various Types of Mortgage Loans
A mortgage loan is a loan secured against real property from a financial institution, such as a bank, either directly or indirectly through intermediaries. There are various types of options available today for obtaining mortgage besides the conventional one. Mortgage loans can be secured for a new home, a refinance loan, or a reverse mortgage loan. Topdot Mortgage is one of the few online sources that offer lowest interest rates on mortgage for all types of loans mentioned above.

Topdot Mortgage offers Personalized Loan Solutions
Topdot Mortgage is a national mortgage bank that has been providing personalized loan solutions to clients since 1995. Topdot has its headquarters based in Jericho, New York. The firm has 11 branch offices and has license to serve in 37 states. Topdot Mortgage is famous among people for helping them find out the right mortgage plan with low interest rates that are beneficial for the clients. Clients can take advantage of low interest rates for all their mortgage needs from Topdot Mortgage. The firm offers fixed interest rates as low as 5.00% on a 30 year fixed mortgage loan. Information on various other mortgage programs with low interest rates on loans with different terms can be obtained from the website.

Quality Services by Topdot Mortgage
Topdot Mortgage has been successful in changing the lives of people for better with the help of its loan programs. The firm has experienced financial professionals who offer loan solutions to clients in a friendly and straightforward manner after carefully going through their financial situations. Topdot Mortgage is known for its quality service, low interest rates, and stress free loans that it offers to its customers. You can also contact its mortgage specialists by calling at Topdot Mortgage’s toll free number 1-800-408-6100. To learn more about Topdot Mortgage, and the low interest rates that the firm offers, please visit http://www.topdot.com

Wednesday, September 9, 2009

Topdot Rules the Mortgage Industry

Mortgage Loans

Mortgage loan refers to the loan that is secured by a real property, although the size of the loan, maturity of the loan, interest rate, method of paying back the loan, and other features can vary from firm to firm. There are several mortgage loan lending institutions in the US providing low cost and affordable mortgage loans to their customers, but you should do a thorough research of their credit standing in the market, before applying for loan with these banks.

Topdot Mortgage is the Best Choice

Topdot Mortgage is considered the number one source for home loan refinancing, debt consolidation programs, and reverse mortgages within the mortgage industry. Our mortgage bank has been providing personalized loan solutions since it was founded in 1995. Whether you are looking to refinance your current home loan, or looking to make important leap in the housing market, Topdot Mortgage is the best choice with several customized loan programs fitting each and every type of client. As Topdot is authorized by the Federal Housing Authority (FHA), we are able to offer government insured and sponsored loan products for homeowners who may have some problems due to uncontrollable factors including family illness, and other factors.

About Topdot

Topdot Mortgage is a leader among mortgage banks providing sound solutions for residential mortgages annually to its clients. Although this national mortgage bank was started as a broker, it later went on to transform into one of nation’s leading full service, privately owned mortgage lenders. The central headquarters is located in Jerico NY. It has 11 branch locations and is licensed in 40 US states.

To get more information regarding Topdot Mortgage, please visit http://www.topdot.com